Boost your college savings with Upromise^®

Upromise^® is a free service that helps families save for college. Upromise provides unique opportunities for members to earn cash back rewards for everyday activities such as shopping, dining, paying with the Upromise^® Mastercard^® and more. Rewards are automatically deposited as contributions to your HI529 account when you reach $50 in rewards.

Join Upromise for free today:

Earn $5.29 in bonus rewards when you open a new Upromise account.
Earn an additional $25 in bonus rewards when you link your first HI529 account.
Earn additional rewards continuously by shopping online through Upromise.com and dining at over 10,000 restaurants nationwide.
Earn cash back rewards on every purchase with the Upromise Mastercard.

Learn more at Upromise.com. It’s fast, easy, and secure.

Upromise is an optional program offered by Upromise, LLC, is separate from the Hawaii College Savings Program, and is not affiliated with the State of Hawaii. Terms and conditions apply to the Upromise program. Participating companies, contribution levels, and terms and conditions are subject to change at any time without notice. Transfers from Upromise to a Hawaii College Savings Program account are subject to a $50 minimum.

The Upromise Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

© 2023 Barclays Bank Delaware, PO Box 8801, Wilmington, DE 19801, Member FDIC.

Upromise is a registered service mark of Upromise, LLC.

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For more information about HI529-Hawaii's College Savings Program ("HI529"), call 1-866-529-3343 or visit www.hi529.com to obtain a Plan Disclosure Statement. Investment objectives, risks, charges, expenses, and other important information are included in the Plan Disclosure Statement; read and consider it carefully before investing.

Please Note: Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program. You should consult your financial, tax, or other adviser to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state’s 529 plan(s), or any other 529 plan, to learn more about those plan’s features, benefits and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The State of Hawaii's College Savings Program Trust Fund (the "Trust") is a trust created by the State of Hawai'i. HI529 is administered by the Director of Finance of the Department of Budget and Finance on behalf of the State of Hawai'i. Ascensus College Savings Recordkeeping Services, LLC, the Program Manager, and its affiliates have overall responsibility for the day-to-day operations, including recordkeeping and administrative servicing agent. The Vanguard Group, Inc. serves as Investment Manager for the Plan. When you invest in HI529, you are purchasing units issued by the Trust. Units are municipal securities and the value of the units will vary with market conditions. HI529's portfolios are municipal securities that will vary with market conditions.

Investment returns are not guaranteed, and you could lose money by investing in HI529. Account owners assume all investment risks as well as responsibility for any federal and state tax consequences.

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Not FDIC-Insured. No Bank, State or Federal Guarantee. May Lose Value.