Security policy

Security and privacy are vitally important to the Hawaii College Savings Program 529 Investment Plan. We protect your account data and personal information by:

Using data and password encryption technology.
Maintaining firewalls and monitoring systems.
Monitoring for intrusion attempts 24 hours a day, 7 days a week.
Using leading security firms to conduct security audits and inspections.

How else does the Investment Plan protect my security?

The security of your personal information, account transactions, and savings is a priority at the Investment Plan. Using Secure Sockets Layer (SSL) protocol, we automatically encrypt your sensitive information as it is transmitted from your computer to ours. Once your information reaches us, it resides on servers that are configured for maximum security and are continuously monitored for unauthorized changes. Our security architecture and security procedures are audited and inspected by industry leaders specializing in security processes and technologies.

How can I help protect my security?

Use caution when choosing your user name and password. Choose a unique and secure password that will be difficult for others to guess. Do not use obvious or easily accessed data such as your name, initials, Social Security number, mother's maiden name, phone number, address, family birthdays, family names, pet names, or any combination of these. The Investment Plan will never contact you to solicit your user name or password. Do not reveal them to anyone.
Close your browser when finished. After you have finished your session on the Investment Plan website, log off and close your browser to delete information that may have been temporarily stored on your computer during your session.

Upromise is an optional service offered by Upromise, Inc., is separate from the Hawaii College Savings Program, and is not affiliated with the State of Hawaii. Terms and conditions apply to the Upromise service. Participating companies, contribution levels, and terms and conditions are subject to change at any time without notice. Transfers from Upromise to a Hawaii College Savings Program account are subject to a $25 minimum.

Vanguard and the ship logo are trademarks of The Vanguard Group, Inc. Upromise and the Upromise logo are registered service marks of Upromise, Inc. Ugift is a registered service mark of Ascensus Broker Dealer Services, Inc. All other marks are the exclusive property of their respective owners.

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For more information about HI529-Hawaii's College Savings Program ("HI529"), call 1-866-529-3343 or visit www.hi529.com to obtain a Plan Disclosure Statement. Investment objectives, risks, charges, expenses, and other important information are included in the Plan Disclosure Statement; read and consider it carefully before investing. Ascensus Broker Dealer Services, LLC ("ABD"), is the Distributor of HI529.

Please Note: Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program. You should consult your financial, tax, or other adviser to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state’s 529 plan(s), or any other 529 plan, to learn more about those plan’s features, benefits and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The State of Hawaii's College Savings Program Trust Fund (the "Trust") is a trust created by the State of Hawai'i. HI529 is administered by the Director of Finance of the Department of Budget and Finance on behalf of the State of Hawai'i. ABD, the Program Manager, and its affiliates have overall responsibility for the day-to-day operations, including recordkeeping and administrative servicing agent. The Vanguard Group, Inc. serves as Investment Manager for the Plan. When you invest in HI529, you are purchasing units issued by the Trust. Units are municipal securities and the value of the units will vary with market conditions. HI529's portfolios are municipal securities that will vary with market conditions.

Investment returns are not guaranteed, and you could lose money by investing in HI529. Account owners assume all investment risks as well as responsibility for any federal and state tax consequences.

Ugift is a registered service mark of ABD. All other marks are the exclusive property of their respective owners.

Vanguard and the ship logo are trademarks of The Vanguard Group, Inc.

Not FDIC-Insured. No Bank, State or Federal Guarantee. May Lose Value.